As any work on your home can be very expensive, but can certainly increase your property value. Call us at (651) 739-9684 and we can discuss with you whether you qualify for a discount and explain how to qualify. Many companies offer a discount when you use stronger materials that are more resistant to weather damage, and are more leak resistant. The increase in property value may also increase the insurance coverage that you need.
One of the things that you may not know about insuring your boat is that you may want to keep your boat and house insurance separate. Your homeowners policy may have adequate coverage for your boat, as long as it a smaller size and has a smaller sized engine, probably under 100 horsepower. You need […]
Summer Safety: Are You Insured for Summer Fun? As the summer season approaches, your plans are likely to include more entertaining, travel and outdoor excursions. Sunshine may help you relax and recharge, but before engaging in some recreational activities, you should reevaluate your insurance risks and needs. These tips from the National Association of Insurance […]
As any parent knows, kids can be a little impatient on long car trips, but too much activity in the car can be unsafe for passengers and drivers. After cell phones, the leading cause of driver distraction is other passengers. Turning around to hand over juice, or asking kids to please keep their hands to […]
Reading while driving creates a visual distraction. And it can be as dangerous as driving with your eyes closed. You can stand up to distracted driving. Share this video and help stop distracted driving now.
Here in Minnesota, we know the drill. Four or five months of bundling up, heavy cloths, warming up the car, seeing your breath as you run to catch the paper. Old Man Winter is here, are you prepared? Prepare your home for a winter storm: Weather-strip doors and windows and make sure the walls and […]
A common myth is that the only folks that need “Umbrella Insurance” are the wealthy. Well, that is not the case anymore. Sure the average person may not need the millions of dollars of coverage, and yes, Personal Umbrella insurance is optional, but that doesn’t mean that you should not look into this type of coverage.
A regular business insurance policy does not cover any losses due to acts of terrorism. This insurance is sold separately and is added to your current policy. These types of additions are often known as a “rider”.
Damaged property such as buildings, inventory and equipment are covered by these terrorism insurance policies. In addition, you may be able to recover your loss of business caused by the event.
Pets are a huge part of many American households, and dogs take up a large percentage. About 47 million households have cats, another 7.9 million have birds, and 12.5 million have freshwater fish. However, dogs hold the top spot with over 60 million US households, according to the American Pet Products Association’s 2017-2017 survey. On […]