Many Homeowners Don’t Have Basic Home Maintenance Knowledge
You may be very comfortable as you settle into your brand new home. With all of your extra space, you have visions of getting a new pet, expanding your home office, even getting to planting your new garden and mowing the lawn. However, many homeowners lack basic maintenance and repair knowledge about their new home.
Create a Schedule: It’s important to not only have plans and a schedule, but the finances and time to be proactive in your home maintenance. Start right away in creating a yearly schedule for both the exterior and interior of your house. A great idea is to get a wall calendar and hang it inside one of your kitchen cabinet doors. Some items such as removing leaves from your gutters may be only once a month, but this task will also give you an opportunity to take a look at the roof for any damage or repairs needed.
“Rainy Day” Savings: Start a emergence repair and/or maintenance savings account as early as you possibly can and plan to add to it every week. Even small amounts of cash that you can put away will be some help when a large ticket item is necessary such as a water heater replacement.
DIY or Hire a Professional: Many home maintenance jobs can be accomplished yourself and are perfectly safe to do so, but be sure you are aware of your own limitations. A DIY project can end up very expensive if you end up hiring a professional and they have to start off the project by “un-doing” the mistakes that you have already started.
Understand Your Insurance Policy: Be sure that you know what your home insurance plan covers on your home, and what it doesn’t. Be sure you also know how much your deductible is that you are prepared for that expense as well should the time come.
If you are currently looking for house insurance and have any questions, give us a call at 651-739-9684!