A variety of events have disrupted economies here in the US and around the world. This is impacting many industries, including the insurance industry. As your local independent agent, I want to help you understand how these challenges might impact the cost of your insurance. Auto and home insurance rates are increasing, driven by material […]
Campfire Safety Tips As the weather warms up and as summer rolls around, more families, friends and couples are packing up their gear for a fun filled weekend camping. One of the most essential pieces of an enjoyable camping experience has to be the campfire. Dinner and hot dogs are roasted on them, couples cuddle […]
When You’re in the Mood for a Five Course Meal – You Don’t Head to a Food Truck!
We all know how difficult driving in the winter can be, however with spring around the corner, it’s often easy to forget that weather can still play an important role when it comes to driving. As the weather warms up, more and more people are getting outside for walks and to get out of the […]
A life insurance policy provides financial help to your loved ones when you die and can help with covering funeral expenses, mortgage payments, utility bills, credit card payments or any other financial obligations that you may have. Typically, you don’t think about what Life Insurance is, much less whether or not to purchase a policy […]
Snowmobiling is a great winter sport, but it also comes with risk. Every year, there are a number of accidents involving snowmobiles which result in personal injury, vehicle and property damage. Just like auto insurance, snowmobile insurance can provide protection for personal injury, damages to your snowmobile as well as any financial liability in case […]
While you are planning a home improvement project or renovation on your home, it is important to take a look at your current homeowners policy as it may need to be updated. Your best course of action is to keep your insurance company informed of any changes. A simple call to your agent may be […]
Does My Homeowners Insurance Cover a “Slip and Fall” Claim? A Slip and Fall claim is usually the result of one of three types of accidents: Floor Accidents Staircase or Stairwell Accidents Sidewalks Accidents A floor accident is usually the result of a wet floor or a rug with frayed edges or a bad backing. […]
What is Umbrella Insurance? Even is the charges against you or your family are groundless, liability insurance protests you and your family finances from major disasters. For example, if you crash into someone else, liability car insurance pays for a legal defense and any judgments or settlements. Or if your dog bites someone, homeowners liability […]
No matter where you live, tornadoes can and do happen. You should prepare yourself ahead of time. Don’t wait until disaster happens to look at your current homeowner’s policy. Mark a date every year on the calendar to remind yourself to review your insurance and contact your agent to make sure you are adequately covered […]