Snowmobiling is a great winter sport, but it also comes with risk. Every year, there are a number of accidents involving snowmobiles which result in personal injury, vehicle and property damage.
Just like auto insurance, snowmobile insurance can provide protection for personal injury, damages to your snowmobile as well as any financial liability in case you are sued. This can include legal fees, costs of a lawsuit as well as another person’s medical costs.
Generally, the cost for snowmobile insurance runs $300 to $400 annually. Your actual package price may vary depending on a number of factors including:
- The state that you live in as well as where you are riding
- What you intend to use the snowmobile for, including fun, racing or for business
- The make and model of the snowmobile
- The age of the drivers who are using it
- Whether you will take passengers or allow others to drive your snowmobile
- The type of coverage you choose and deductible amount
If you have any additional questions or would simply like to inquire about obtaining or changing your snowmobile insurance policy, please give us a call at 651-739-9684.